Under the Affordable Care Act, beginning in 2014, many
California individuals and families will be eligible to receive
subsidized coverage through Covered California (the state’s Health
Benefit Exchange) if they are not eligible for Medicare or Medi-Cal and
are not offered affordable coverage through their employer.
- Enter household size and income for all individuals included on
your tax return (yourself and spouse and dependents, if applicable).
- Enter age information only for those household members who need coverage.
- This interactive calculator estimates how much
eligible individuals and families will spend on premiums for a Covered
California health plan under the law. The calculator also indicates
income-eligibility for Medi-Cal.
The estimated tax credit from the government shown
below indicates the amount a family will save on monthly premiums,
compared to what they would pay in the individual market without
subsidies. Premiums are shown for a "silver plan," but individuals can
choose to purchase a more generous or less generous plan. Silver plans
offer a more generous level of benefits than most plans in the current
Notes: This calculator shows expected
spending for families and individuals eligible to purchase coverage
through Covered California under the Affordable Care Act. Under the
law, maximum contributions to premiums will be based on modified
adjusted gross income, while estimates in this calculator are based on
the annual income entered by the user. The premiums in this calculator
reflect the Covered California statewide average for the second most
affordable silver plan, adjusted for premium inflation and age rating.